{"id":31032,"date":"2022-11-08T17:20:43","date_gmt":"2022-11-08T11:50:43","guid":{"rendered":"https:\/\/www.vyapaarjagat.com\/category\/?p=31032"},"modified":"2022-11-08T17:22:47","modified_gmt":"2022-11-08T11:52:47","slug":"aptus-value-housing-finance-india-limited","status":"publish","type":"post","link":"https:\/\/www.vyapaarjagat.com\/category\/news\/aptus-value-housing-finance-india-limited\/","title":{"rendered":"Aptus Value Housing Finance India Limited"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Chennai: November 8th, 2022:<\/strong> Aptus Value Housing Finance India Ltd, a leading Housing<br><a href=\"https:\/\/www.vyapaarjagat.com\/finance\/6-tips-for-first-time-finance-entrepreneurs\/\">Finance <\/a>Company in South India has declared its financial results for the half year ended 30th<br>September 2022.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Performance Metrics for H1 FY 23<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Particulars (Rs. Cr)<\/strong><\/td><td><strong>H1<\/strong><strong>FY23<\/strong><\/td><td><strong>H1<\/strong><strong>FY22<\/strong><\/td><td><strong>Y<\/strong><strong>&#8211;<\/strong><strong>o<\/strong><strong>&#8211;<\/strong><strong>Y<\/strong><\/td><\/tr><tr><td>Disbursements<\/td><td>1,129<\/td><td>668<\/td><td>69%<\/td><\/tr><tr><td>AUM<\/td><td>5,932<\/td><td>4,480<\/td><td>33%<\/td><\/tr><tr><td>PAT<\/td><td>242<\/td><td>159<\/td><td>52%<\/td><\/tr><tr><td>Gross NPA (%)<\/td><td>1.47%(*)<\/td><td>0.81%<\/td><td>Increase by 66 bps<\/td><\/tr><tr><td>ROA (%)<\/td><td>8.71%<\/td><td>7.43%<\/td><td>Increase by 128 bps<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Performance Highlights<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>NIM at 14.32%<\/li>\n\n\n\n<li>Return on Assets (ROA) is at 8.71%<\/li>\n\n\n\n<li>Return on Equity (ROE) is at 15.83%<\/li>\n\n\n\n<li>Networth of Rs.3,175 crores<\/li>\n\n\n\n<li>Diversified borrowings &#8211; from NHB, DFIs like IFC, large financial institutions, and banks<\/li>\n\n\n\n<li>Network of 213 branches as on 30 Sep 2022<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Commenting on the results, <strong>Mr. M Anandan, Chairman &amp; Managing Director, Aptus Value<br>Housing Finance India Limited, said<\/strong>, \u201c<em>During H1FY23, we disbursed Rs. 1,129 crores registering a growth of 69% year on year. We have built a strong branch network of 213 branches to deliver quality service to our customers. The Company is well capitalized with a net worth of Rs. 3175 crores. As on Sep 30, 2022, we have maintained sufficient on-balance sheet liquidity of over Rs. 1000 crores without including undrawn sanctions of Rs.500 crores from the National Housing Bank. With a strong capital base and prudent borrowing practices, we have positive ALM across tenor<\/em>s&#8221;.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The business in this half year geared up for strong growth in disbursements and collection<br>efficiencies have come back to pre covid levels with considerable improvement in soft<br>buckets. 30 + DPD which was at 9.91% as on 31 March 2022 has come down to 6.32%. There<br>was a marked reduction in GNPAs to 1.47% from 1.75% in June 2022.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We continued to grow consistently and delivered an AUM growth of 33% Year on Year. PAT has<br>grown at 52% and our ROA and ROE are one of the best in the Industry.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We enjoy a rating of AA(-) both from ICRA and CARE.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>About Aptus Value Housing Finance India Limited: (aptusindia.com; BSE: 543335; NSE: APTUS)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Aptus Value Housing Finance India Limited is amongst the fastest growing &amp; profitable affordable<br>housing finance Companies with a network of 213 branches catering to over 95,000 active live accounts in Tamil Nadu (including the Union Territory of Puducherry), Andhra Pradesh, Karnataka, Telangana, and Odisha. The company offers home loans for the purchase and self-construction of residential property, home improvement, extension loans, loans against property, and business loans,<br>primarily to first-time home buyers belonging to the low and middle-income groups.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chennai: November 8th, 2022: Aptus Value Housing Finance India Ltd, a leading HousingFinance Company in South India has declared its financial results for the half year ended 30thSeptember 2022. Key Performance Metrics for H1 FY 23 Particulars (Rs. Cr) H1FY23 H1FY22 Y&#8211;o&#8211;Y Disbursements 1,129 668 69% AUM 5,932 4,480 33% PAT 242 159 52% Gross [&hellip;]<\/p>\n","protected":false},"author":283,"featured_media":31053,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[3],"tags":[7192,7195,7203,7200,4435,7194,7198,7202,7193,7175,7179,7199,7196,7201],"class_list":["post-31032","post","type-post","status-publish","format-standard","has-post-thumbnail","category-news","tag-aptus-value-housing-finance","tag-best-ipo","tag-business-loans","tag-extension-loans","tag-finance-companies","tag-finance-india-limited","tag-finance-ipo","tag-home-improvement","tag-housing-finance","tag-ipo-news","tag-ipo-offer","tag-loans-against-property","tag-mr-m-anandan","tag-residential-property"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.vyapaarjagat.com\/category\/wp-json\/wp\/v2\/posts\/31032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vyapaarjagat.com\/category\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vyapaarjagat.com\/category\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vyapaarjagat.com\/category\/wp-json\/wp\/v2\/users\/283"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vyapaarjagat.com\/category\/wp-json\/wp\/v2\/comments?post=31032"}],"version-history":[{"count":0,"href":"https:\/\/www.vyapaarjagat.com\/category\/wp-json\/wp\/v2\/posts\/31032\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vyapaarjagat.com\/category\/wp-json\/wp\/v2\/media\/31053"}],"wp:attachment":[{"href":"https:\/\/www.vyapaarjagat.com\/category\/wp-json\/wp\/v2\/media?parent=31032"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vyapaarjagat.com\/category\/wp-json\/wp\/v2\/categories?post=31032"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vyapaarjagat.com\/category\/wp-json\/wp\/v2\/tags?post=31032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}